Idir Azikiou

Public sector analyst
Idir Azikiou
Idir Azikiou

Idir joined Rivage in 2018 as an analyst. He has almost 10 years of experience in public sector credit analysis, ALM analysis and sectorial analysis.

He started his career at Banque d’Algerie where he was responsible for analysis of the local banking sector. He then joined Natixis and Credit Foncier de France in functions such as credit risk analyst and ALM analyst. He was more recently a public sector credit analyst at SFIL before joining Rivage Investment.

Idir holds a Masters in Economics and a Masters Bank/Finance from the Université de Paris 1.

Hervé Besnard

CEO
Hervé Besnard
Hervé Besnard

Hervé founded Rivage Investment in 2010, and is the CEO of the company.

Prior to that, Hervé was Managing Director at BNP Paribas. He was in charge of the credit structuring department and head of the European teams. Hervé started his career in the BNP Paribas infrastructure project finance department. Hervé has over 25 years of experience in structured finance and capital markets.

He has an engineering degree from l’Ecole Centrale Paris.

Violaine Chassaing

Head of public sector debt funds
Violaine Chassaing
Violaine Chassaing

Violaine joined Rivage Investment in 2014. She has over 20 years of experience in capital markets, structured finance and credit structuring. She is currently in charge of Rivage’s structured finance and debt advisory business and also manages its public sector debt fund.

Violaine started her career in 1991 as a tax lawyer, working at Ernst & Young’s International Tax Services group in New York City. She then moved to capital markets in 1996 and has worked, first, as an interest rate derivatives structurer and, from 1998 as a credit structurer at Commerz Financial Products, IXIS CIB and Royal Bank of Scotland. In each of these positions, Violaine was responsible for originating, arranging and marketing structured credit transactions. Her product expertise includes credit derivatives, cash and synthetic securitisations (CDOs, CLOs), covered bonds, IR and FX derivatives, structured credit funds, securitization swaps, structured repos and asset repackagings using on-shore and off-shore SPVs.

Violaine is a graduate from HEC Paris and holds an LLM in International Tax Law from University of Paris XI School of Law and an MS in Taxation from Fordham University Graduate School of Business Administration (New York). Violaine was admitted to the Paris Bar in 1992.

Juliette Conerardy

Public sector analyst
Juliette Conerardy
Juliette Conerardy

Juliette joined Rivage in 2020 as a Public Sector Analyst.

She has more than 8 years of experience in the field of credit risk in this sector. Before joining Rivage, Juliette began her career at SFIL, a bank specialized in the financing of local authorities. She then joined Dexia Crédit Local as a credit risk analyst, and subsequently became the head of credit risk for the French and international public sector portfolio.

Juliette has a Masters in Finance from ICN Business School.